Tips & How To

Payment Options for Permanent Lighting

March 31, 2026
Tips & How ToMarch 31, 20263 min read

Three ways to pay for your permanent outdoor lighting: Visa/Mastercard, a 3-month payment plan with no interest, or Interac e-Transfer for 7% off. No deposit, no hidden fees.

We keep payment simple: three options, no hidden fees, no surprises. Pick the one that works for your budget.


Option 1: Visa or Mastercard

Pay the full balance by Visa or Mastercard on install day. Straightforward, familiar, and done in one transaction.

  • Accepted cards: Visa and Mastercard
  • When you pay: Upon completion of your installation
  • Processing fee: None

If you prefer to put the project on a credit card for points or convenience, this is the simplest path.


Option 2: 3-Month Payment Plan

Not ready to pay the full amount upfront? No problem. Our payment plan gives you breathing room:

  • No payment for 30 days after your install is complete
  • Split the balance across 3 equal monthly payments after that
  • No interest, no fees — the total you pay is the total on your quote
  • Only available for direct debit (Visa Debit or Mastercard Debit)

Here is what it looks like on a typical project:

Project totalDay of installMonth 1 (day 30)Month 2 (day 60)Month 3 (day 90)
$3,500$0$1,167$1,167$1,166
$4,500$0$1,500$1,500$1,500
$6,000$0$2,000$2,000$2,000

You enjoy your new lights from day one and pay over the next three months.


Option 3: E-Transfer and save 7%

Pay by Interac e-Transfer and receive 7% off your total project cost. This is the best value option for homeowners who want to maximize their savings.

  • Discount: 7% off the quoted price
  • When you pay: Upon completion of your installation
  • How it works: We send you the e-Transfer details after the install is complete and tested

Here is what the savings look like:

Project total7% discountYou pay
$3,500-$245$3,255
$4,500-$315$4,185
$6,000-$420$5,580

E-Transfer is instant, free, and the discount is applied automatically. No promo code needed.


Payment comparison at a glance

FeatureMany CompetitorsGOULY Gen 3
FeatureMost CompetitorsNumber One Lights
Payment optionsVisa / Mastercard, e-Transfer onlyVisa / Mastercard, 3-Month Plan, and e-Transfer
Processing feeVaries by companyNone on any option
InterestVaries by company0% on 3-month plan
Card typeCredit or debit onlyCredit, debit, or Visa Debit / Mastercard Debit for 3-month plan
E-Transfer discountVaries7% off total project cost
FlexibilityNot flexible3 options to fit your budget

How the payment process works

Regardless of which option you choose, the timeline is the same:

  1. Get a free quote. We provide a detailed, all-inclusive quote with no obligation
  2. Approve and schedule. Once you approve, we book your install date. No deposit required
  3. Installation day. Our crew installs the complete GOULY Gen 3 system, tests every zone, and walks you through the GOULY app
  4. Choose your payment option. Pay by card, start your 3-month plan, or save 7% with e-Transfer

You always pay for a finished product, not a promise. The system is fully installed, tested, and working before any payment is due.


What is included in the price

Every quote from Number One Lights is all-inclusive:

There are no hidden fees, fuel surcharges, or material markups. The price on your quote is the price you pay (minus 7% if you choose e-Transfer).


Ready to get started? Get a free quote and choose the payment option that works best for you.

Frequently asked questions

We accept Visa, Mastercard, and Interac e-Transfer. Pay by card, split your balance over 3 months with no interest, or save 7% with e-Transfer.

Yes. No payment for 30 days after install, then 3 equal monthly payments. No interest, no fees. Available for Visa Debit or Mastercard Debit only.

7% off your total project cost. On a $6,000 project, that is a $420 discount.

No. We do not require a deposit. Payment is due after the installation is complete and you are satisfied.

Yes. Choose your preferred payment method on install day. You do not need to decide when you book.

No. The 7% discount applies to full payment by e-Transfer only. The 3-month plan is at the quoted price with no interest.

Questions before you book?

Visit our FAQ page

Get quick answers on Gen 3 Lighting, pricing, install timelines, app setup, warranty, and what to expect on install day.

PricingApp SupportInstall Process

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